Privacy Policy

1. Information We Collect

1.1 Account Information

When you create an account, we collect:

• Email address
• Display name (optional)
• Password (encrypted and securely stored)

1.2 Usage Data

We automatically collect:

• Stock watchlist and portfolio holdings
• Trademark assets you track
• Price alerts and notification preferences
• AI analysis history and recommendations
• Login timestamps and session data

1.3 Technical Data

• IP address (for security purposes)
• Browser type and version
• Device information
• Access times and pages viewed

2. How We Use Your Information

• Provide Services: Track assets, analyze stocks, generate AI recommendations
• Send Notifications: Expiration alerts, price alerts, portfolio updates
• Improve AI: Pattern recognition and accuracy improvements (anonymized)
• Security: Prevent fraud and unauthorized access
• Analytics: Understand usage patterns to improve features

3. Data Sharing

We DO NOT sell your personal information.

We share data only with:

• Service Providers: Email delivery (Resend), Authentication (Emergent OAuth)
• API Providers: Alpha Vantage, USPTO, WhoisXML (only stock symbols/domains you query)
• Legal Requirements: If required by law or to protect rights

4. Data Security

• HTTPS encryption for all data transmission
• Secure OAuth 2.0 authentication (no password storage)
• HttpOnly cookies to prevent XSS attacks
• 7-day session expiry
• MongoDB with access controls
• Regular security audits

5. Your Rights

You have the right to:

• Access: Request a copy of your data
• Correct: Update inaccurate information
• Delete: Request account deletion
• Export: Download your data in CSV format
• Opt-out: Disable email notifications anytime

6. Cookies

We use essential cookies only:

• session_token: Authentication (7-day expiry, HttpOnly)
• No tracking cookies or third-party advertising cookies

7. Children's Privacy

Zero Deficit™: Pulse is not intended for users under 18. We do not knowingly collect data from children.

8. Changes to This Policy

We may update this policy. Significant changes will be notified via email. Continued use constitutes acceptance.

9. Contact Us

For privacy concerns or data requests:

• Email: privacy@zerodeficitpulse.com
• Address: Zero Deficit Pulse, Data Protection Officer